Consortium Agreements
A consortium agreement is a written contract required by federal regulations that allows a student to receive financial aid based on their combined enrollment at two institutions. While permitted by law, institutions are not required to enter into such agreements.
General Guidelines
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    Consortium agreements enable financial aid eligibility based on total credit hours at both the home (degree-granting) and host (non-degree-granting) institutions. 
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    Howard Community College (HCC) will act as either the home or host school, depending on the student's academic status and the nature of the request. 
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    Participation in a consortium agreement is subject to institutional approval at both HCC and the partnering school. 
HCC as the Home School
If a degree/certificate-seeking HCC student has permission to take coursework at another institution, HCC may serve as the home school for financial aid purposes.
Student Requirements:
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    Meet with an academic advisor to verify that the external course is required for their HCC area of study. 
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    Upon approval, schedule an appointment with a Financial Aid Counselor in Financial Aid Services (FAS) to initiate the consortium agreement process. 
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    Submit the completed consortium agreement request to Financial Aid Services by the census date for the semester in which the agreement is intended. 
A consortium agreement may be considered if:
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    The required course is not offered at HCC during the desired term. 
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    The required course is full at HCC. 
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    The academic advisor determines that taking the course at another institution is in the student’s best academic interest. 
Important Notes:
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    Final approval is contingent upon the host school agreeing to the consortium terms and providing proof of enrollment. 
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    The student's financial aid offer may be adjusted upon review of the consortium agreement. The Financial Aid Administrator will advise students on any changes. 
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    Students must submit an official transcript from the host school to HCC’s Office of Records, Registration, and Veterans Affairs within 30 days after the semester ends. 
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    Financial aid for the relevant term may be reduced or canceled if HCC does not receive confirmation that the course(s) were successfully completed. 
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    Aid disbursements for future semesters may be delayed until transcripts are received and reviewed. 
HCC as the Host School
If a student is degree/certificate-seeking at another institution and wishes to enroll in courses at HCC, HCC may act as the host school.
Student Responsibilities:
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    Initiate the consortium agreement through their home institution, which must send the agreement to HCC for review. 
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    Be enrolled in an eligible certificate or degree program at their home institution. 
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    Make payment arrangements directly with HCC’s Cashier’s Office for tuition and fees, as financial aid will be processed by the home institution. 
Important Reminder:
HCC will cancel all financial aid for students found to be receiving aid simultaneously at both institutions unless a valid, approved consortium agreement is in place. Students must ensure that only their home school processes their financial aid while HCC acts as the host school.