Payment Methods
Students may pay their bills by cash, check, money order or credit card. The college accepts Visa, MasterCard, American Express, UnionPay, and Discover cards. The most convenient way to pay is by credit card online via myHCC. Students making cash payments are strongly urged to do so in person at the Cashier’s Office (RCF-213). Payment by check, money order, or credit card can be made by mail, in person at the Cashier’s Office, or by placing the payment in the Cashier’s drop box.
Payment Assistance
Students are strongly encouraged to learn more about the many forms of payment assistance available.
Financial Aid and Scholarships
- Federal and State Financial Aid –The U.S. Department of Education (USDOE) assists millions of qualified students each year with grants, low interest loans, and work-study programs. The Maryland Higher Education Commission (MHEC) Office of Student Financial Assistance awards millions of dollars of financial assistance in the form of grants and scholarships for Maryland residents. See Financial Aid Programs for more details about federal and state financial aid.
- Scholarships –Scholarships are available from a wide variety of sources for a broad range of students. The major sources of scholarships are HCC institutional funds, the Howard Community College Educational Foundation, and/or indivdual, business or government sources. Students are also encouraged to consider various external scholarships to assist with their academic expenses at HCC.
- Some scholarships may be based on financial need while others may require a form of merit or other criteria, including learning program, grade point average, a special talent or achievement, or even types of participation, such as community service. There are scholarships associated with various programs, such as the Silas Craft Collegians Program, Freshman Focus, Rouse Scholars Program or the STEM (Science, Technology, Engineering and Math) learning community. Scholarships are also available for students interested in studying or traveling abroad. Scholarships have different requirements and, in some cases, different or additional application procedures. Some are awarded on a one-time basis, others are renewable, and still others require students to maintain a certain grade point average for renewal and/or fulfill other obligations, such as a service requirement. Students planning to transfer may be interested in transfer scholarships awarded by the state, transfer institutions, the community college honor society Phi Theta Kappa, and other sources.
Students are strongly advised to learn more, complete all required steps accurately and completely and meet required deadlines. More information is available in financial aid, and online (including the HCC scholarship application; www.howardcc.edu/admissions/pay/scholarship_programs/index.html). Students may also contact Financial Aid Services (RCF-222; 443-518-1260).
Payment Plans
- Tuition Payment Plan –Howard Community College offers a flexible payment plan. This plan is administered by an outside company called Nelnet Business Solutions. The tuition payment plan enables students to spread tuition payments over a period of time with interest-free monthly installments. Students may use the plan to pay for their costs in full. Students receiving financial aid, scholarships or other forms of assistance to pay for college can also use the plan to pay for any remaining balances. The plan’s enrollment dates and plan duration are different for each term. The plan participation fee is $25 for each term. Students enroll in the plan by going to www.howardcc.edu/paymentplan. Nelnet uses direct debits from your bank account (checking/saving) or credit card account (Master Card, Visa, American Express, Discover and UnionPay) to make monthly payments on your behalf. More information, including a brochure, is available at www.howardcc.edu/paymentplan, or by contacting the Cashier’s Office (RCF-212, 443-518-1863).
- Veterans’ Deferred Payment Plan –Veterans and dependents of veterans who are using a qualified VA educational benefit can make special financial arrangements through HCC’s Veterans’ Deferred Payment Plan (VDPP). This is an in-house program that differs from the college’s Tuition Payment Plan. The VDPP allows tuition and fee payments for the fall and winter/spring terms to be deferred until students begin receiving their VA benefits. The VDPP is also available in the summer for Post 9-11 benefit recipients. Final balances for a given term must be resolved by November 1 during the fall and April 1 during the winter/spring. Students who have not resolved their financial obligations by those dates will not be eligible to register for subsequent academic terms. For more information, contact the Office of Records, Registration, and Veterans’ Affairs (RCF-239; 443-518-4514; veteransaffairs@howardcc.edu).
Military Assistance and National Guard Discounts
- Active Duty Military– Active duty military planning to use military tuition assistance (TA) should contact the Office of Records, Registration, and Veterans’ Affairs and obtain a tuition assistance form through the appropriate military officials or military education websites.
- Maryland National Guard– Active members of the Maryland National Guard are entitled to tuition discounts for credit courses based on their legal residency as follows:
- Howard County residents: 50 percent tuition discount based on the in-county rate
- Maryland residents: 25 percent tuition discount based on the in-state/out-of-county rate
- Out-of-state residents: 25 percent tuition discount based on the out-of-state rate.
Verification of residency and submission of the State Tuition Waiver Letter is required. Guard members should consult with their commanding officers and the Office of Records, Registration and Veterans’ Affairs.
Military Spouse Career Advancement (MyCAA)
MyCAA (Military Spouse Career Advancement Account) is a career and education initiative sponsored by the U.S. Department of Defense which enables eligible spouses to receive financial assistance towards training and/or job readiness courses. MyCAA pays tuition for education and training courses, and professional licenses, certifications and credentials. Only spouses of military personnel holding specific pay grades are eligible to participate in the program. These grades are: E1-E5, W1-W2, and O1-O2. Students need to register for the program at the MyCAA website: https://aiportal.acc.af.mil/mycaa/ and should contact the Office of Records, Registration, and Veterans’ Affairs.
Veterans Benefits
The college welcomes the opportunity to assist veterans of the armed forces and the dependents of veterans. Howard Community College’s veterans affairs services are administered through the Office of Records, Registration and Veterans’ Affairs. Information sessions are offered that explain many of the college’s services, in addition to the process of applying for veterans benefits. The college also maintains a comprehensive veterans web site: www.howardcc.edu/admissions/pay/veteran_benefits/index.html.
Students are encouraged to visit the office to meet with the veterans’ affairs staff. Students planning to apply for veterans’ benefits should contact the veterans’ affairs staff as soon as they are admitted (RCF-233; 443-518-4514; veteransaffairs@howardcc.edu).
Veterans are strongly encouraged to utilize Howard Community College’s Veterans Deferred Payment Plan as well as the Tuition Payment Plan (information on this page), each of which can help students take advantage of early registration opportunities and manage their payment obligations until they receive their benefit payment (see earlier on this page for information regarding each plan). Students are also entitled to take advantage of Howard Community College’s many other programs to assist them with college costs, including financial aid and scholarships. Learn more about these options by visiting www.howardcc.edu/admissions/pay.
Students using certain VA educational benefits may be required to self-certify attendance on a monthly basis in order to receive payment. Students should contact the Office of Records, Registration and Veterans’ Affairs to determine if they must complete this process. A student must submit a registration statement each semester to a VA Certifying Official in the Office of Records, Registration and Veterans’ Affairs in order to receive VA educational benefits payment. Submission of this paperwork will be considered a formal request to forward certification to the VA regional office. Students who drop or withdraw from classes must notify a certifying official. Failure to do so may result in overpayment from the VA.
In accordance with VA regulations, all coursework certified for educational benefit payment must apply to an eligible degree or certificate of proficiency program as outlined in the college catalog. VA educational benefits cannot be paid for coursework that is audited. Students pursuing a dual major at HCC must write a letter documenting the reason for pursuing the dual major. The Office of Records, Registration, and Veterans’ Affairs will contact the local VA office on behalf of the student to obtain permission to certify the dual major. VA students enrolled in coursework required only for transfer to a four-year college must provide a letter on college letterhead from the transfer college to document the requirement. A copy of the four-year college catalog cannot be accepted as documentation.
VA regulations require that all students receiving VA educational benefits meet the college’s academic satisfactory progress standard (See Satisfactory progress standard). Students who are reported as never attended or who withdraw may be subject to repaying funds received for the course to the Veterans Administration. Students who receive a grade of F, W, or who are reported as never attended and have documentation of mitigating circumstances should submit a detailed letter and documentation to substantiate the claim to the Office of Records, Registration, and Veterans’ Affairs. Repeat coursework for which an unsatisfactory grade is assigned (F, L, or W) may be ineligible for payment. Repeat coursework previously completed with a passing grade (A, B, C, D) is not eligible to be certified for educational benefit payment. The Adjudication Officer at the Veterans Administration will make all final determinations concerning payment approval. Appeal requests for payment denial should be directed to the Veterans Affairs regional office at 1-888-GIBILL-1. Howard Community College does not participate in the advance pay program.
Tutorial service is available to all eligible veterans who are enrolled at least halftime. Any veteran wishing to utilize a tutor may complete the VA tutorial application (VA form 22-1990t) at the Office of Records, Registration, and Veterans’ Affairs after completion of the tutorial assistance. The tutor must verify the information reported by the applicant, certify that individualized tutorial assistance was given to the applicant and certify that the tutor is not a close relative of the veteran. The supplementary assistance allowance will be paid at the rate of the monthly cost of tutorial assistance not to exceed the rate allowed by law per month. This assistance amount is not to exceed $1,200. (Please note: HCC also offers free small group tutoring through its Learning Assistance Center.)
For more information, visit or contact the Office of Records, Registration and Veterans’ Affairs (RCF-233; 443-518-1240; veteransaffairs@howardcc.edu).
Tuition Waivers
D.C. Tuition Assistance Grant (DC TAG) Program
Public College Option for Undergraduate Students: Provides up to $10,000 per year for five years. Funds the financial difference between in-state and out-of-state tuition at participating public colleges throughout the United States.
Who is Eligible?
Students who graduated from high school or earned a GED on or after January 1, 1998, resided in the District of Columbia for a minimum of 12 months prior to enrolling in college, enrolled in college within 3 years of high school graduation (or GED completion), are U.S. citizens or eligible non-citizens and have been accepted at an eligible college or university.
How Do I Apply?
Complete the D.C. One Application, available at DC-CAP centers, the Greater Washington College Info Center, the D.C. TAG website or by calling the DC Tuition Assistance Grant Program Office at (202) 727-2824.
D.C. College Access Program (DC-CAP) Last Dollar Awards
Provides college “last dollar” award scholarships of up to $2,000 per year (up to five years), to DC public high school students, to help make up the difference between a student’s resources, financial aid and actual college expenses.
Who is Eligible?
You must be a graduate of a DC Public High School from 2001 to the present.
How Do I Apply?
- Submit a completed DC-CAP Authorization form
- Complete the FAFSA, DC TAG & DC LEAP Applications
- Submit copies of the following: Student Aid Report (SAR), Financial Aid Award Letter, and grades for the previous semesters/years in college
NOTE: The minimum GPA requirement to be eligible for the award is a 2.0 cumulative GPA. Students whose GPA falls below a 2.0 are encouraged to contact the Retention Office for academic counseling.
Financial Literacy
In addition to the various ways students may receive assistance in paying for college, the college recognizes the importance of financial literacy for its students. Financial literacy involves skills such as budgeting, avoiding credit card debt, managing student loans, saving, internet commerce, and identity protection. The college strives to provide various programs, publications, and credit and noncredit courses to assist students in acquiring this important information.